Disability insurance is protection for your greatest asset — your income. This type of insurance coverage replaces a portion of your monthly income if injury or illness prevents you from working.Having disability insurance provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. The disability insurance benefits you receive from your policy can be used however you want, from monthly bills and out-of-pocket medical expenses to childcare and groceries.You may also hear disability insurance referred to as disability income insurance or income protection insurance.
Disability Insurance depends on your occupation, Your provable Income from the previous 12 months, Your Age and Smoking status.
There are several providers in the market place that offer Underwritten and non underwritten policies.
Please call us if you require further information.